Our Qualifications

Financial Advisor - A Financial Advisor is an investment advisor representative that is paid a fee for providing advice about securities to clients. In addition, some investment advisor representatives manage investment portfolios and offer financial planning services.
 

Broker - A brokerage firm, also called a broker-dealer, is in the business of buying and selling securities on behalf of its customer (as broker). The sales personnel who are registered representatives of broker-dealers are sometimes reffered to as brokers.
 

Designations

• Chartered Financial Consultant - A Chartered Financial Consultant® or ChFC® is a financial professional who meets the requirements established by The American College. These include completing a specified program of study, and meeting minimum experience requirements and specific ethical standards. In order to obtain the ChFC® designation, a number of requirements must be met. An applicant must:
   

  • Take nine college-level courses and pass an exam for each course

  • Have at least three years of qualifying full-time work experience in financial planning or a related field

  • Pass a professional fitness standards and background check

  • Comply with The American College Code of Ethics and Procedures
     

• Chartered Life Underwriter - A Chartered Life Underwriter® or CLU® is a financial professional who meets the educational, experience, and ethical requirements established by The American College. A CLU® professional has knowledge and training in several areas, including life insurance, pensions, taxation, finance, retirement planning, estate planning, and planning for business owners. In order to obtain the CLU® designation, a number of requirements must be met. An applicant must:
   

  • Take and pass eight courses administered by The American College

  • Have at least three years of qualifying full-time business experience in insurance or financial planning

  • Pass a fitness standards and background check

  • Comply with The American College Code of Ethics and Procedures